Apna Sahakari Bank Ltd. popularly known as "Apna Bank", has it's beginning on 29th March 1968, the auspicious day of "Gudhi Padva" , a Marathi New Year day.

Apna Bank earned recognition in a very short span of time. A major share in the success of Apna Bank is, that it has been able to attract a large number of customers by providing prompt & efficient banking services.

Apna Bank has always preferred to relations over business during past 55 years of banking. That is the reason, a customer or member or an account holder, who comes to the ‘Parivar’ becomes ‘Apna’ forever.

The Bank became MULTI-STATE after operating branches at Mhapusa and Madgaon in Goa. Besides bank has permission to open branches in Karnataka and Gujrat. The Reserve Bank has conferred SCHEDULED status on 23rd October 2015 to Apna Sahakari Bank Ltd.

The bank has merged 3 weak Co-operative banks into its fold with all their staff and liabilities.

Today Apna Bank has emerged as a strong bank with " Today Apna Bank has emerged as a strong bank with 74 Branches & 57 ATMs spread across Maharashtra and Goa spread across Maharashtra and Goa.

Apna Bank has always been a pioneer in technology driven banking. It started it's technology adoption in 1991 by computerizing its branches. It was the 2nd bank in the nation to start digitizing its data from manual to computerised data. The Bank continues this trend even today by starting the UPI – Unified Payment Interface, being one among the first 8 Co-operative banks to start this service to its customers. It also has it’s name on-boarded in Government launched BHIM APP for simple banking services to the general Public.

In June 2008 Apna Bank started it’s Core Banking System in it's ownership State Of The Art Datacentre in Mumbai. It has facilitated connecting all its branches and ATMs . As a business continuity plan the Bank has Disaster Recovery site in it's Ownership premises at Kolhapur-Maharashtra Apna Bank is a Direct member of INFINET (Indian Financial Network) through which it provides NGRTGS and NEFT facility to its Customers

Bank has direct membership with NPCI (National Payment Corporation of India) . This helps the bank in providing multiple services to its customers like

• Access to morethan 2,00,000 ATMs, Merchant POS for Shopping , Ecommerce services
• Apna RuPay Debit Cards
• CTS – Cheque Truncation System
• ABPS – Aadhar Based payment Systems & DBTL for transferring government Subsidies to respective customers bank accounts
• NACH , Mandate Mangement
• Mobile Banking system – IMPS Immediate Mobile Payment system
• UPI- Unified Payment Interface with Apna Bank’s name on-boarded in BHIM – Bharat Interface for
• Money including USSD service using *99#
• Apna Sahakari Bank Ltd. is one of the pioneer co-operative Bank in implementing UPI / BHIM

The Bank has also started C-KYC (Centralised KYC) with CERSAI for its Customers

Other services provided by the bank includes varied Insurance services as corporate agency with LIC, HDFC life, Exide for Life Insurance. Religare and SignaTTK for Health . Bajaj Allianz and Future Generali & Universal Sompo for General Insurance

The Bank has AD-II license for Forex services which includes issuing foreign LCs, LC discounting, packing credit, post shipment credit, issuing demand drafts in foreign currency, issuing foreign currency notes etc, with necessary tie-up with renowned banks.

The Bank has Tied up with Fisdom to provide mobile app based Mutual Funds services to its Customers .

The bank has also enrolled under the Pradhan Mantri Aawas Yojna which gives housing subsidy to its borrowers ranging between 2.32 lakhs to 2.68 lakhs

The Bank is also providing Capital and interest subsidy under the CLCSS scheme of central and State government.

The Bank is successfully providing all Financial services under one roof . Apna Bank assures its Slogan “Aapli Manasa Aapli Bank”

Vision

Our Vision Statement is not a Predicition of what will happen in the future.

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Awards & Achievements

Apna Bank's services honored with coveted first prize for the Best Co-operative Bank by Brihan Mumbai Co-operative Banks Association for the year 2011.

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Highlights

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Board of Directors

Check here the list of Board of Directors.

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