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Apna Mortgage Loan
APNA MORTGAGE LOAN
Mortgage Loan Applicable for New Loans / New Customers only.
Maximum Amount of Loan Rs.50.00 Lakh
If Margin - 50%

1. Repayment – 84 / 96 /120 Months 

 

2. If CIBIL Score is 750 & above – No processing charges & No Guarantors

 

3. If CIBIL Score is 700 to 749 - 0.50% processing charges & One Guarantor

 

4. If CIBIL Score is below 700 (with Justification)    – 1% processing charges & Two Guarantor

 

5. Collateral Security – FDR/LIC/NSC
If Margin – 30% to 40%

1. Repayment – 84 / 96 /120 Months 

 

2. If CIBIL Score is 750 & above – 0.50% processing charges & One Guarantors

 

3. If CIBIL Score is 700 to 749 – 0.75% processing charges & Two Guarantor

 

4. If CIBIL Score is below 700 (with Justification) - 1% processing charges & Two Guarantor

 

5. Collateral Security – FDR/LIC/NSC
Search / Legal Search / Legal – House/OC/CC
Eligibility Salaried persons with one year confirmed service /Other than salaried having regular source of income ( previous 2 Years ITR filed regularly)
Rate of Interest General 11.00% p.a. & Women 10.50% p.a.
Maximum Repayment period Maximum Tenor – 60 / 72 /84 /120 Months
Existing terms and conditions as per Bank policy All other terms and conditions will continue as per Bank policy in place – As Applicable