Apna Bank

CUSTOMER MAY APPROACH THE BRANCH IN WHICH THE ACCOUNT IS MAINTAINED (BASE BRANCH) AND SUBMIT THE FOLLOWING TO REACTIVATE THE ACCOUNT

SPECIAL SCHEME LOANS
Applicability	For Doctors / Engineers / CA / Professionals (Lawyer, Architect, Actuary, Surveyor, Valuer, Company Secretary)
Purpose	For Purchase of Equipments, Lab, Gala & Others business related (All types of Renovation & Interior Work Shop / Office / Residential Cum Office Premises, to fulfil Business / Professional Needs etc)
Maximum Amount of Loan	Rs.50.00 Lakh ( Fifty Lakh )
Eligibility	Professional having filed 2 years ITR.
CIBIL & Rate of Interest	1. If CIBIL Score is 750 & above – ROI 9.50% , One Guarantor & No Processing fee. 2. If CIBIL Score is 700 to 749 – ROI 10% , Two Guarantors & 0.25% Processing fee. 3. If CIBIL Score is less than 700 – ROI 10.50% , Two Guarantors & 1% Processing fee.
Ownership of Residence	Owned by Borrower or spouse or Borrower's father/mother/pagdi
Maximum Repayment period	60 / 72 / 84 / 120 Months
Maximum Repayment period	60 / 72 / 84 / 120 Months
Existing terms and conditions as per Bank policy	as per Bank Policy (Subject to holding valid License / Registration Number for the profession)